FCDO non-advised & COVID-19 Travel Insurance
Most Insurers will not provide travel insurance where the UK Foreign, Commonwealth & Development Office (FCDO) advice against “All” or “All but essential” travel. Those who want to travel for a celebration or to see their family may not satisfy the requirements of the FCDO advice for travel under the terms of their insurance policy and thus will not be covered.
M&N Insurance Service Limited are now offering both essential and non-essential travel through one of our providers, battleface.
Travel Insurance just for you, M & N Insure has partnered with battleface to provide travel insurance no matter where you are in the world. Click here to discover which product best suits you based on your residence.
battleface policies can provide a range of travel benefits depending on your home country. These include:
- Emergency Medical Expenses and Personal Accident
- Baggage Loss and Delay
- Money and Passport
- Business Extension and Winter Sports Cover (optional)
In addition, battleface policies include certain Covid-19 benefits and offer cover in FCDO advisory countries. Policies can also be purchased whilst already travelling (cover starts 24 hours after purchase).
Please note that terms, conditions and limitations apply so please read the policy documents in full and contact battleface at contact@battleface.com direct with any questions.
Regular Travel Cover
Now Covid-19 is under control, rules are relaxed and travel is permitted, we highly recommend the BIBA (British Insurance Brokers Association) travel scheme.
This product is administered by Jackson Lee Underwriting and will cater for a variety of travel needs. It is a quick and easy way to obtain a quotation and purchase online. Some of the product benefits include:
- Independent travel for all insured persons including children, no minimum age.
- Cruise holidays covered as standard
- Clerical Business trips covered as standard
- Motorcycling holidays covered as standard – cover your client to ride Route 66 on a Harley
- Coverage for pre-existing medical conditions including mental health conditions, subject to medical screening
- Cover for members of the armed forces with a BFPO address
- Optional golf and winter sports cover extension
- No sub-limit for winter sports duration on Annual multi-trip policy (majority of market limit to 17 days in total for the year)
- Many high risk activities covered
- Financial Failure of end supplier (e.g. airline, hotel, car rental company …) covered
- Holiday Travel+ – age limit – 75 years for Annual multi-trip policies; 85 years for single trip policies
- Sports Travel+ – age limit 65 years for annual multi-trip and single trip policies, higher on referral
For consumers who have serious medical conditions, we recommend contacting The MaPS Medical Travel Insurance Directory (Email: traveldirectory@maps.org.uk). This directory has been set up for consumers who are struggling to navigate the market due to serious medical conditions affecting their quotes.