Most Insurers will not provide travel insurance where the UK Foreign, Commonwealth & Development Office (FCDO) advice against “All” or “All but essential” travel. Those who want to travel for a celebration or to see their family may not satisfy the requirements of the FCDO advice for travel under the terms of their insurance policy and thus will not be covered.


M&N Insurance Service Limited are now offering both essential and non-essential travel through one of our providers, battleface.


battleface provides lean, flexible travel insurance and services that suit the needs of today’s travellers going to unconventional or challenging places. This includes destinations under government “Do Not Travel” or “Essential Only” advisories. Annual cover is not yet available with this Insurer. However each trip can be as long as 365 days. Please note that Covid-19 cover is restricted to people up to the age of 59. They can provide travel cover for policyholders up to the age of 79, but cover for Covid-19 would be excluded.


Customizable benefits include baggage cover, cancellation, business cover, medical treatment and evacuation and repatriation of mortal remains. This product includes 24/7 Emergency Travel, Crisis Response and Medical and Assistance services. As plans can change quickly, you can buy policies whilst already travelling. For more information or to start obtaining a quote please click here. To download their sample Travel Medical policy please click here.


battleface products are provided by Tangiers Insurance Services Limited, a UK insurance intermediary authorised and regulated by the FCA and Tangiers Insurance Services LLC, a US licensed insurance producer. The details provided on this webpage are for information only. Always read the description of cover contained within your policy to ensure it is suitable for your needs.



COVID-19 & Regular Travel Cover


Most Travel Insurers will not provide cover when the Foreign Office do not permit travel.


When Covid-19 is under control, rules are relaxed and travel is permitted, we highly recommend the BIBA (British Insurance Brokers Association) travel scheme.


 This product is administered by Jackson Lee Underwriting and will cater for a variety of travel needs. It is a quick and easy way to obtain a quotation and purchase online. Some of the product  benefits inlcude:


  •  Independent travel for all insured persons including children, no minimum age.
  • Cruise holidays covered as standard
  • Clerical Business trips covered as standard
  • Motorcycling holidays covered as standard – cover your client to ride Route 66 on a Harley
  • Coverage for pre-existing medical conditions including mental health conditions, subject to medical screening
  • Cover for members of the armed forces with a BFPO address
  • Optional golf and winter sports cover extension
  • No sub-limit for winter sports duration on Annual multi-trip policy (majority of market limit to 17 days in total for the year)
  • Many high risk activities covered
  • Financial Failure of end supplier (e.g. airline, hotel, car rental company …) covered
  • Holiday Travel+ – age limit – 75 years for Annual multi-trip policies; 85 years for single trip policies
  • Sports Travel+ – age limit 65 years for annual multi-trip and single trip policies, higher on referral


Get a Quote


For consumers who have serious medical conditions, we recommend contacting The MaPS Medical Travel Insurance Directory (Email: This directory has been set up for consumers who are struggling to navigate the market due to serious medical conditions affecting their quotes.